Explore the terms that apply
This page sets the legal terms that apply when you use d12 from India. It covers account creation, identity checks, wallet activity, content access and the way we handle requests tied to your profile. Where a term depends on the place you are in, local law
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controls and the relevant clause applies only where local law permits. Deposits and withdrawals via UPI, Paytm or PhonePe may appear in your account history when those rails are available to you, and any verification step we ask for is there to match the request to
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the right account. If a clause is updated, the text on this page is the version we use. Please read it together with the clause shown in your account when you submit a request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.